Thomas H. Humphreys is a career-long real estate appraiser. He grew up measuring houses with his father, an appraiser. In the course of the past 30 years, Mr. Humphreys has appraised property across the country. He is a hearing officer for the Davidson County Board of Equalization. He has been a contract investigator/reviewer for the State of Tennessee Department of Commerce and Insurance. He also assists attorneys who represent citizens accused of crimes. Mr. Humphreys is a partner in Appraiser eLearning and is the director of education for StoryboardEMP, LLC, an education media company.

Lyle Radke joined Fannie Mae in 2013 and is a Principal in Collateral Risk Management. He holds a master’s degree in geology from Brigham Young University and is a certified residential appraiser in New Mexico. He frequently speaks to lenders, risk investors, and appraisers about Fannie Mae’s collateral risk management policies, programs, tools, and vision for the future. He is also responsible for Fannie Mae’s quarterly Appraiser Update newsletter.

Scott and his team lead the effort for ongoing development and refinement of property valuation risk management strategies, and establishing oversight and prioritization for all appraisal quality issues and concerns. He is a state-certified general appraiser. Scott has held management positions previously with Bank of America, Goldman Sachs and GE where he helped build out and manage nationwide appraisal review teams. He received General Electric’s prestigious “America’s Award” in 2006 for significant contributions to the business (GE Consumer Finance) for conceptualizing and implementing collateral workflow efficiencies into securitization review. Scott has been a long time contributor to CRN and Valuation Expo events.

Ken DeFeo is a Senior Manager of Risk Management at Fannie Mae. He manages the team updating the Uniform Appraisal Dataset to better meet the needs of the mortgage industry and provide better clarity around appraisal reporting. DeFeo has worked in the Mortgage and Real Estate industry for 30 years with extensive experience in loan origination fulfillment, quality control and servicing valuations. At BNC Mortgage in 1995, he helped drive technological expansion while maintaining quality. DeFeo then worked on vendor contracts for JP Morgan Chase, where he also oversaw the startup of a QA department to validate vendor quality and internal audits. He then oversaw appraisal operations and was tasked with improving visibility around appraiser quality and the customer experience.

Sean Murphy is a Certified Residential appraiser, appraising residential real estate since 1992. As Freddie Mac’s Credit Policy Risk Analytics Manager, he manages the Freddie Mac team of appraisal experts in the redesign of the Uniform Residential Appraisal Report (URAR); a joint effort with Fannie Mae to update the Uniform Appraisal Dataset (UAD) to reflect changes to the appraisal industry, address future appraisal needs, and facilitate ongoing digitization in the appraisal process and the mortgage industry. Originally hired by Freddie Mac for the creation and design of the Loan Collateral Advisor (LCA); a web-based tool that analyzes appraisal reports and provides a view of appraisal quality and valuation risk. Prior to Freddie Mac, Sean supervised the calibration of the cost and market models for all residential real estate assessments for Fairfax County, Virginia’s most populated county.

Bryan S. Reynolds, CDEI™ is a KY/TN Certified General Real Property Appraiser, a registered agent with the TN State Board of Equalization and an AQB Certified USPAP Instructor. He has testified and appeared in various courts, planning and zoning boards as both an expert and as an agent making valuation arguments before local and state hearing officials and Administrative Law Judges. Reynolds is the owner of Bryan S. Reynolds & Associates, Reynolds Appraisal Service and a partner in Appraiser eLearning, www.appraiserelearning.com. He provides residential and commercial valuation services throughout the region and various educational offerings, mentoring, consulting and litigation support services throughout the country as well as being available for lectures and is well known for his Think Outside the "Check" Box approach.